Terms & Conditions

1. Definitions

Xfiner.com – the website located at https://xfiner.com
Content – any written, visual, audio, video, or other work published on the site or in emails, protected by copyright
User – visitor of xfiner.com and/or consumer of its content
Newsletters – notifications sent to the user by email upon request
Xfiner or XF – BF Eesti OÜ (registry code 14877888), administrator of xfiner.com

2. General

These Terms of Use regulate the use of content published on Xfiner’s website and in newsletters.

User experience and access to content may vary depending on the technical characteristics of the user’s device or location.

Xfiner reserves the right to amend the Terms of Use when necessary – for example, to comply with applicable laws, technical changes, or service developments. Updated terms will be published on the website.

Xfiner may share both original content and content obtained from third parties on the website. It may also publish feedback or contributions submitted by users. Xfiner is not directly or indirectly liable for any damages that may result from the use of website content.

Xfiner makes reasonable efforts to ensure continuous access to the website but does not guarantee uninterrupted operation in cases of maintenance, technical issues, or interruptions caused by third parties.

Users who violate these Terms of Use or applicable laws may lose access to the website content or face restrictions in their usage rights.

3. Copyright

Unless otherwise stated, the economic rights to the content belong to Xfiner (BF Eesti OÜ).

A user who submits to Xfiner any copyright-protected material (e.g., feedback, illustrations, texts) thereby grants Xfiner, free of charge, all economic rights and an unlimited, worldwide, irrevocable license to use, modify, translate, and publish such material across different media. If remuneration is required, it must be agreed upon separately in writing.

4. Use and Referencing of Materials

Xfiner permits referencing of free materials published on its website under the following conditions:

• Up to five (5) consecutive sentences may be quoted
• Each quotation must include a reference to xfiner.com and a direct link to the source used
• Any other use is only permitted with prior written consent from Xfiner

5. Cookies

Xfiner.com uses cookies to improve user experience and provide personalized features. More details are outlined in the Privacy Policy.

6. Dispute Resolution

Disputes arising from the interpretation and application of these Terms of Use shall primarily be resolved through negotiation. If an agreement cannot be reached, the laws of the Republic of Estonia shall apply, and disputes will be settled in Harju County Court, Estonia.

7. Contact

For questions, technical issues, or complaints, please contact us at wow@xfiner.com or see the contact details at https://xfiner.com/contact.